Cash management,
for the whole group.
One platform for the parent company and every subsidiary — pay from your ERP, a file, an invoice or a link, under one set of controls.
curl -X POST https://api.futurepay.example/v1/partner/payments/batches \
-H "Authorization: Bearer $FUTUREPAY_API_KEY" \
-H "Idempotency-Key: payroll-2026-08" \
-H "Content-Type: application/json" \
-d '{
"apiRefNumber": "PAYROLL-2026-08",
"payments": [{
"transactionReference": "SAL-101",
"beneficiaryId": "BENE-ACME-001",
"packageCode": "SALPAY",
"paymentMethodCode": "NEFT",
"amount": { "value": 15000000, "currency": "INR" }
}]
}'Why Teams Choose FuturePay
Built for the payments nobody else makes easy
Corporate groups, layered approvals, and the awkward cases that turn into support tickets everywhere else.
Five ways in, one governed platform
API, embedded checkout, a file in any format, invoice upload or payout link. However a payment starts, it runs through the same policy, audit and transaction core — never a separate path per channel.
A parent company and every subsidiary
Administered together as one group, yet fully isolated — entities can never see each other's data.
An approval regime per product and account
Not one maker-checker rule for the company. Amount tiers, multi-level routing, role and named-user approvers underneath.
Changing the rules needs approval too
Nobody can quietly widen their own limit. Every change to an approval rule is reviewed before it takes effect.
Fraud gets stopped before it moves money
An unrecognized device or IP pauses a payment for one-time MFA — the same challenge guards every edit to a package, approval matrix or debit account. A bulk group past its cumulative limit gets one more approver automatically, however it was split, and every beneficiary is checked against every corporate on the platform, not just yours.
The same plain-English error on every channel
Portal, file upload, API and AI agents all resolve through one server-side catalogue. Every rejection names the reason and the fix — a bad file comes back row by row, so corporates correct their own mistakes instead of opening a ticket with your service desk. A chatbot, grounded in that same knowledge, answers everything else — and says so when it doesn't know.
A sandbox that fails on purpose
Trigger rail timeouts, insufficient liquidity and account holds on demand — harden your reconciliation before go-live.
Applied AI
AI where it removes work, not where it takes decisions
Every payment decision stays with a human. AI is pointed at the tedious parts — reading documents, mapping files, and explaining why something looks unusual.
The checker sees why it looks wrong
Unusual amounts, odd-hour submissions, unfamiliar locations and recently-changed beneficiary details are flagged by rule. AI then explains the flag in two plain sentences — it never decides, and it never approves.
Any file format, mapped for you
Point a new corporate's payroll or vendor file at the platform and the columns map themselves. No spreadsheet template to force on the customer, no engineering ticket to onboard them.
Upload the invoice, not the details
Amount, invoice number, vendor and account details are read straight off the document and matched to an existing beneficiary — with a flag when the name on the invoice doesn't match the one on file.
See what's leaving before it does
Payout volume forecast with confidence ranges, fitted on weekly, monthly and annual cycles — and only on the cycles your history is long enough to support, so the line never invents a pattern that isn’t there.
Developer Ergonomics
An API your engineers will not complain about
The boring guarantees matter most: nothing pays twice, nothing fails silently, and every rejection tells you why.
Send it once, then stop polling
One call handles one payment or ten thousand — any method, any package, mixed in the same batch — and returns every transaction ID straight away. Signed webhooks tell you what happened next.
One spec, one SDK, no drift
The Java SDK is generated from the same spec the API runs on, so the docs, the types and the live behaviour can never disagree.
Retry anything, safely
Every write carries an idempotency key. A network drop, a restart or a duplicated call returns the original job instead of paying twice.
Your customers' AI can check status
Five read-only tools let agents look up payments, jobs and beneficiaries. None of them can create, approve or move money.